The credit card that stands out amongst others in terms of building a credit score is the surge credit card. Surge credit card is a Mastercard issued by continental financial. This card is specially designed for those with less than perfect credit and those who want to rebuild their credit. Surge card is issued on the Mastercard network which implies that you can use it anywhere Mastercard is accepted.

Apply for Surge Credit Card - Surge Credit Card | Surge Credit Card Login

Furthermore, a surge card is an unsecured credit card which means that it does not require any initial deposit or collateral. In other words, the debt is not secured by collateral. Surge Mastercard is really a credit builder as it tends to receive those with poor credit as you can apply with a credit score as low as 350.

Despite being a credit builder card, surge Mastercard comes with an annual fee that ranges from $75 to $99, and fees are charged based on your creditworthiness. Also, it has an APR ranging from 25.90% to 29.99% which is relatively high for starter credit cards. More to its drawback, when you add an authorized user to your account, a fee of $30 is charged per authorized user.  

Benefits of Surge Mastercard

In spite of these high fees, surge Mastercard comes with amazing benefits that can make your daily purchases meaningful. One great importance of using this card is that your account activity is reported to the three major credit bureaus which are TransUnion, Equifax, and TransUnion. Thus, you can use a surge card to improve your badly affected credit. Hence, this card offers the following benefits.

  • The first of it is that it helps to rebuild credit. If you have less than perfect credit, then you need to apply for this card.
  • Surge credit card is issued on the Mastercard network. Thus, you can use it anywhere Mastercard is accepted worldwide.
  • Your credit limit increases after just six months.
  • As a cardholder, you’ll enjoy peace of mind with $0 fraud liability which means you will not be responsible for any unauthorized charges on your account.
  • When you enroll in e-statements with your card, you get a free monthly credit score.
  • Surge Mastercard has a mobile app that you can use to manage your account online anytime on any mobile device. You can download the app on Google Play Store or App Store.
  • As a user of a surge card, you can customize your notifications to better manage your spending and payments.
  • The application is very fast and easy.
  • You can check if you pre-qualify with no impact on your credit score.
  • It offers auto rental insurance.

You stand a chance to enjoy these great benefits as a user of a surge card. There are other benefits you’ll also enjoy, but just to mention a few. To get the most out of this card, you should use it to make a purchase during the month and pay the balance completely when your statement arrives.

How to Apply for Surge Credit Card

Applying for a surge credit card is very easy and you can make an online application via the website. To apply for this card online, via your phone or mail, some basic information will be required. You can apply online by following the guidelines below;

  • Launch a web browser and visit the surge Mastercard application page.
  • Once the page loads, scroll down and begin your application.
  • Input your first name, middle initial, last name, suffix, home address [no PO Boxes], address 2 cities, state, zip code, and email address on their respective fields.
  • Also, enter your Social Security Number*, Total Monthly Income*, Primary Source of Monthly income*, primary phone number, secondary phone number, date of birth [MM/D/YYYY].
  • Answer the questions below.
  • Click on all the boxes below.
  • Then click on the link that says ‘See My Card Offers’.

After applying for this card and are approved, getting your brand-new card is a very fast process. Immediately, you are approved, you will get your new surge Mastercard and your surge card important information will be mailed to you within three working days.

Surge Credit Card Login

Nevertheless, if you already have the surge credit card and have signed up for online access, you will be able to manage your surge card account online. In this part of our article, we’ll be showing you how to login your account which you can do by following these simple steps;

  • Visit the surge card official website on a web browser.
  • At the top of the homepage, click on the black LOGIN button.
  • Clicking on the login button will bring out the login page.
  • On that page, enter your username and password.
  • Then click on the link that says ‘LOGIN TO MY ACCOUNT’.

With these steps, you can login to your surge credit card account anytime. When you login to your account, you can make a payment on your card completely online.