Having a cashback credit card can be valuable as it helps to add value to your wallet. Chase freedom unlimited is a no annual fee credit card issued by chase bank. This card is a rewards card as it allows you to earn cashback on all purchases. So, if you have been longing for cash back, chase freedom unlimited now has a refurbished rewards program that allows you to earn cashback on every purchase. With its 1.5% cashback rate on universal purchases, it is such a great starter card for collecting chase ultimate rewards.
Meanwhile, there are three different versions of chase free card – chase freedom unlimited, chase freedom flex, and chase freedom student. But only chase freedom unlimited and chase freedom flex are available to new applicants. When it comes to the best credit cards that offer cash back, I’m sure that Chase Freedom Unlimited credit card will definitely be on the list. Chase unlimited from chase bank offers an outstanding combination of a substantial sign-up bonus and huge general purchase rewards. Also, it offers high rewards on select categories. Indeed, chase freedom is a perfect option for those who want a high-rewards rate on purchases.
Chase Freedom Unlimited Benefits
In addition, chase freedom unlimited comes with great benefits and amazing perks for cardholders. For any purchase you make with this card, you’ll definitely earn rewards. Below are some of what you’ll get to enjoy with this card.
- Freedom unlimited offers you 5% cash back on travel purchased through the chase.
- One major benefit of this card is that you don’t have to pay annual fees despite the rewards it offers.
- You get a sign-up bonus of $200 after spending $500 on purchases in the first three months after you open your account. However, you can only this benefit if you don’t have this card. And have not gotten a new cardmember bonus in the last two years.
- Earn 3% cashback on dining at restaurants as well as takeout and eligible delivery services.
- On drugstore purchases, you get 3% cashback.
- On all other purchases, you earn 1.5% cashback.
- This card runs on the visa network which means it is accepted anywhere Visa cards are accepted.
- You get a low introductory APR for 15 months from account opening on purchases. After the intro APR period is over, your APR will be 14.99% to 23.74%.
- Your cash back rewards do not expire as long as your account is active. Also, no minimum to redeem the cashback.
- It comes with an auto rental collision damage waiver.
- Zero liability fraud protection means you’re not responsible for unauthorized transactions.
- Extended warranty protection.
- You can make payment anywhere you see the contactless symbol.
- Travel and emergency assistance services.
Above all, you shop with points at Amazon by linking your card to your Amazon account. Then you can instantly redeem your cashback rewards to pay for all your eligible Amazon orders at checkout. Other benefits include trip cancellation/interruption insurance, purchase protection, and the likes.
How to Apply for Chase Freedom Unlimited
On the contrary, chase freedom credit card requires an excellent FICO credit score of 750 and above. You can also get this card with a credit score of 700 if you have a high income and lesser debt. But it is better to have a high credit score to increase your chances of approval. To apply for freedom unlimited, follow the procedures below;
- On a web browser, visit the chase credit cards website for chase freedom unlimited credit card.
- On the homepage, click on the green ‘Apply as a guest’ link.
- Personal info – first name, middle name [optional], last name, suffix [optional], date of birth, mother’s maiden name, and tax ID type and number.
- Enter your address type, Street address, Suite/apt/other (optional), ZIP code, City, State, Email address, and Phone number.
- Also, enter your residential status, the primary source of income, and total gross annual income.
- Answer the questions below by clicking the Yes or No button.
- Tick the box that says ‘I’ve read and agree to the above’.
- Then click on the blue Submit below.
A lot of credit cards do approve immediately after applying. But if you don’t get immediate approval, then you will possibly get a decision within seven to ten working days.
Chase Freedom Unlimited Login
If you already have a chase freedom unlimited credit card with you, you can access your card account online. To login your account,
- Visit the chase cards website using the link above.
- You will see the sign in button at the top of the homepage, click on it.
- On the sign in page, enter your username and password.
- Then click on the blue sign in button.
If your login details are correct, your account will be signed in immediately. When you sign in, you can check your offers.