Getting a Health Insurance policy is important because it helps to cover all your medical, surgical, drug prescription, and in most cases your dental expenses. The challenges most people are facing from different part of the world is that there are not able to get a cheap health insurance policy. It is no doubt that, many consider having a health insurance policy has been expensive. But it will also interest you to know that there are several cheap health insurance companies across the world which you can start using today. The various cheap health insurance companies are globally recognized. And also has a global reach, so it doesn’t matter where you stay or live.
Additionally, Most of the Cheap Heath Insurance companies have a high ranking from their customers across the world. They offer coverage for both small and top companies and millions of individuals from various parts of the world. These cheap health insurance companies run short and long-term health coverage and their premium are very much affordable. Besides, doctors and specialists recognize them nationwide. In fact, this cheap medical insurance provides you with one of the best comprehensive health protection and quotes.
Best Cheap Health Insurance Companies
There are many best and affordable health insurance companies, in various parts of the world. You can find them in the UK, Florida, and other top countries of the world. Now, let’s take a look at the five best cheap insurance companies that are globally recognized. Below are the best cheap insurance companies;
Blue Cross Blue Shield
BCBS for short is one of the best and cheapest health insurance companies presently. The company got its ranking due to its healthcare options for individuals who work remotely and need to buy coverage on their own. Blue Cross Blue Shield has a long company history and a strong reputation. They have global coverage and allow you to buy health care insurance coverage. It works in all 50 states in the United States and is also accepted by doctors and specialists.
United HealthCare
United Healthcare is popular and ranks best based on the fact that they offer short-term health insurance coverage. Their short-term plan works well for employers who need temporary coverage for one reason or the other. It is also among the cheap health insurance companies. United Healthcare has a long company history and recently they have over 45 million customers. They have good physicians and healthcare providers as well as hospitals and medical centers around the United States. It is also important to note that their short-term health insurance plan is underwritten by Golden Rule Insurance company.
Cigna
Cigna is one of the best health insurance companies for employees’ dues to its plan features. The company offers you amazing benefits such as $0 annual checkups and a mobile App. Also, you get to enjoy 24/7 Healthline access that helps you to call in and get medical questions answered by a nurse. There are even a variety of plans available for employers, including dental, health and wellness coverage, vision, pharmacy, etc. However, Cigna coverage is limited nationwide.
Kaiser Permanente
This company is among the best and cheap insurance companies in the world. They administer their own health savings account, which helps you save for health costs on a tax advantage basis. The HSA plan comes with no hidden fees. Kaiser serves over 12.4 million members in eight states plus Washington D.C. Also, they offer ACA-compliant plans available for individuals and families. You can apply for subsidies to make your premium more affordable.
Oscar
Oscar is one of the cheapest and best for convenience because they offer a digital healthcare service. They have a mobile app that makes it easy for customers to maintain a digital ID Card, book appointments, and network providers. You can also take care of tasks like prescription renewals and preventative care over the phone or through video chat for $0 only. However, their coverage area is limited because they serve members in 219 countries across 18 states. But you can still find values from their coverage if you live around their coverage area.
Conclusion
Aside from the listed companies, there are other cheap health insurance companies such as Humana, Bright Health, and much more. Although these companies are the cheapest. Keep in mind that your premium may cost more or less depending on where you live, your family size and whether you are qualified for subsidies plans offered by your state. Nevertheless, it is important to have health insurance and you can shop for cheap medical insurance by comparing the prices of each company.
