Do you need a credit card with no foreign transaction fee? if your answer is affirmative, then you are certainly in the right lane. Foreign transaction fees also known as international fees are charges that issuer of credit card apply to purchases made in a foreign currency or via a foreign bank. Although, there are several credit cards that do not charge a fee on the foreign transaction. One of those cards with no foreign transaction fee is discover it miles.

Discover it miles issued by Discover Bank formerly known as Greenwood Trust Company is a credit card that allows you to redefine traveling by offering you traveling benefits.

Discover it Miles - Apply for Discover Travel Credit Card | Discover Card Login

With discover it miles, you can earn several miles and turn your miles into cash in any amount any time and your miles does not expire. Also, you can redeem statements credit for travel purchases, even at gas stations and restaurants. According to reports, you can use this card at 99% of locations that accepts credit cards worldwide.

This card can be used to purchase hotel stays and car rentals, airfare just as easily for gas, groceries, and paying bills. Miles can be redeemed in any amount as a credit towards travel purchases on your statement or receive cash as a direct deposit to your bank account.

Benefits of Discover it Miles Credit Card

Apart from being a travel card that allows you to earn miles as rewards, discover it miles does not charge fess on purchases unlike other credit cards. This makes the card very appealing as it satisfies credit card users. Hence, discover card offers the following benefits.

  • Just like most travel cards, this card does not charge a foreign transaction fee. Normally, the standard foreign transaction fee is 3% but this does not charge any. So, you should always have this card with you when travelling overseas.
  • The greatest benefit of this card is that it does not charge an annual fee as opposed to many other travel cards.
  • It offers a you a 0% introductory APR for the first 14 months which allows you to fund purchases without incurring interest.
  • As a cardholder, you get a free FICO score.
  • You can use your miles at checkout.
  • There is no late fee on your first late payment.
  • No overlimit fee.
  • Paying late won’t increase your APR.
  • 24/7 customer service.
  • It comes with $0 fraud liability which makes you not responsible for any unauthorized purchases.
  • You can turn your rewards into cash or get a statement credit for travel purchases.
  • You earn 1.5 miles for every dollar spent.
  • Even if your account closes, you won’t lose your miles.
  • There are no blackout dates.
  • You can freeze your account in seconds to prevent new purchases as it has an on/off switch both on the mobile app and website.

As you can see, discover it miles comes with great and numerous benefits that can make your purchases meaningful. Above all, you can activate free alerts that notifies you if your SSN is found on any risky websites.

How to Apply for Discover it Miles

Discover it miles application is very easy and can be done in few minutes. But to apply for this card and get approved, you need to have a minimum FICO score of 670 which is an excellent credit. Thus, you can make an online application by following the steps below;

  • On your web browser, visit the official discover website.
  • On the discover homepage, locate the apply now button and click on it.
  • Then the application page will appear.
  • Enter your name, home address, primary phone, email address, date of birth, social security number, citizenship status.
  • Also, enter your Employment status, total gross income, monthly housing/rent payment, and bank account owned.
  • Having done this, click on the Next button.

From there, you will be directed on what to do to complete the application process. During application, you will be asked to choose a card design. Discover offers 3 different card designs and you can choose anyone you like.

Discover Card Login

If have applying, you get approved and eventually get the card. Or if you already have discover it miles card with you, you can manage your card account online. But you need to go through discover login process before you can do that. Logging in your account is quite easy and you can do that by following the steps below;

  • Visit the discover card website using the link above.
  • Click on the login link at the top of the homepage.
  • Immediately, you click on it, the secure account log in page will pop-up.
  • On the first field, enter your user ID.
  • On the second field, enter your password.
  • To remember your login ID for future sessions, click on remember user ID.
  • Finally, click on the login button.

When you login to your discover card account, you can manage your account online in a way you like. In conclusion, discover it miles is a card you can use to redefine travel and rewards.