Earn rewards for every purchase you make with the gap visa card from synchrony bank. With a Gap visa card, you can get to elite loyalty status which even comes with more benefits and shopping perks. As the name implies, a Gap card is issued on the visa network. It can be used anywhere Visa cards are accepted. Meanwhile, Gap Inc, the issuer of Gap visa offers two options of credit cards – Gap visa card and Gap store card.  You can use both cards at Gap store and any Gap Inc brand like Banana Republic, Old Navy, and Athleta. But you can use the store outside the Gap ecosystem.  

Gap Visa Card - Apply for Gap Visa Credit Card

Unlike the store card, the visa card comes with visa signature benefits that are mostly found on credit cards. A Gap visa card also provides an opportunity to take out a cash advance, transfer a balance, or use the card to make transactions overseas. On the contrary, Gap visa cards come with a high-interest rate. Its variable APR for purchases is 25.99%. This means you need to pay off your balance at the end of each month. Otherwise, you’ll incur high interest which may negate the savings you may gain in form of points.

Benefits of Gap Visa Card

In addition, the visa type of Gap credit card comes with outstanding benefits for cardmembers. You simply get points for shopping and exclusive discounts and coupons are also provided. Thus, Gap visa comes with the following benefits;

  • For every $1 you spend at Gap Inc brands, you get five points.
  • You get a $5 reward for every 500 points earned. For instance, if you earn 3,000 points on your Gap account, you will get a $25 reward and 200 points will move forward into your rewards balance for the next billing cycle.
  • You can shop online, in-store, or directly via mail or mail at Gap, GapKids, Gap factory store, Banana republic factory store, babyGap, Gap outlet, Athleta, Old navy, or Old navy outlet in the U.S.
  • As a cardholder, you get 1,000 bonus points when you register for text updates and paperless billing.
  • All cards issued on the visa network, you can use them outside Gap stores and outlets to make payments.
  • This card does not charge an annual fee. Thus, you can save money on fees.
  • For every $1 spent on purchases outside of Gap Inc brands, you earn two points.
  • Irrespective of where life takes you to, you have peace of mind as you won’t pay extra charges on foreign transactions.
  • For every $1 spent during your birthday month outside Gap Inc brands, you’ll earn three points.
  • Enjoy a 3–5-day shipping anytime you use code SIGNATURE at checkout.
  • 24/7 customer service.

Above all, it comes with visa signature features as a visa card. Those features include; price protection, return protection, concierge, and visa signatures offers.

How to Apply for Gap Visa Card

Applying for a Gap visa card is pretty easy. Meanwhile, you need to have an excellent credit score near the 700s before applying for this card. in comparison with other rewards cards, this card does not require many cos most rewards cards require a higher credit score in the 700s. So, in this section, we’ll be showing you how to apply for Gap visa card online;

  • On your mobile device, visit the Gap Inc official website.
  • Locate the blue apply now button on the homepage and click on it.
  • Then you will be redirected to the application page on the synchrony website.
  • On the next page, enter the last digits of your SSN and mobile phone number.
  • Then tap the continue button below.
  • However, if you don’t have a mobile phone number, click on the link that says ‘I don’t have a mobile phone number’.
  • Now enter your first name, M.I., last name, suffix, street address apt #, zip code city & state. Primary phone and type, alternate phone and type.
  • Also, enter your email address, confirm the email address, SSN/ITN, annual net income, and associate ID [i.e., 87654321].
  • After that, click on the blue continue button below.

From there, you will be directed on what to do so as to complete your application process. Usually, you are likely to know if you are approved or denied within few minutes. And if you’re unable to qualify for a Gap visa card, you will be considered for the store card.