With the L’earn credit card issued by Scotiabank, students now have a credit card that offers them accelerated money-back rewards of up to one percent. The l’earn credit card is a card that makes your every day shopping pleasurable any day and any time. it is a card that is bestowed with several benefits and also a card that enables you to save on car rentals. Also, learn visa card offers you easy access to your account online. If you are in need of a credit card you can use to build good credit, the learn visa card is a card you can use to build a good credit rating.
Truly, a lot of students do not have a considerable credit history to draw upon as they take their first step towards financial independence. The L’earn credit card offered by Scotiabank is a card that allows for easy approval that does not only help students build credit with their purchases, but also generates some cashback in the process. Furthermore, the learn visa card is properly designed for online shoppers and offering fast pay options like android pay. Nevertheless, it does not lack the fascinating sign-up bonus offered by some of its competitors.
How L’earn Credit Card Works
Meanwhile, the l’earn credit card is a visa card and it is compatible with visa payWave. What you need to do is to wave your card and go. Also, learn visa card qualifies for Apple pay, My Mobile Wallet, as well as android pay. With it, cardholders can conveniently check out online with visa checkout and be rewarded with an accelerated money-back rewards program. The Scotiabank l’earn credit card gives you up to one percent cash back on all your purchases, even on bill payments. If you put all your spending on your card and spend a little over $200 per week on average tuition, think books, transportation, utility bills, or even groceries. Over a year you receive a money-back reward of over $100 and pay for little things quickly with visa payWave. As I said earlier, you just wave your card over the reader and go.
In addition, the learn visa card comes with no annual fee and it provides a 21-day interest-free grace period for purchases. Afterward, the interest rate for purchases is 19.99% and 22.99% for balance transfers and cash advances. These are normal rates for credit cards in the student cashback category. The minimum credit limit is $500. Generally, students are recommended to capitalize on the interest grace period to avoid paying any interest at all and incur serious interest debt.
Benefits of Learn Visa Card
The l’earn credit card is decked with amazing benefits. Students can build credit responsibly by staying on top of card payments and earn more benefits with time. Hence, we’ll be looking at what the scotia bank learn visa card offers you;
- It comes with a $0 annual fee.
- Learn visa card qualifies for Apple pay, My Mobile Wallet, as well as android pay.
- With your card, you can build a good credit rating.
- It allows you to earn valuable rewards.
- Compatible with visa payWave, just wave your card and go.
- On all purchases, you get one percent cashback.
- You’ll enjoy a 21-day interest-free grace period for purchases.
- There is a twenty percent discount on Avis rental cars.
- You can turn your Moneyback reward into savings.
- It offers a visa zero liability policy.
As a cardholder, you will enjoy these arrays of benefits as well as taking advantage of them to build good credit.
How to Apply for Learn Visa Card
Unfortunately, l’earn credit card does not have an online application. Applications are not accepted online which means you have to go in person or to a local branch or simply call the help center. The Scotiabank l’earn credit card particularly caters to students by permitting them to apply and be approved on their own, even with no or limited credit history. Or with the use of bonds as collateral. Moreover, Scotiabank does not explore further into student finances in its application process. It does not have many core requirements, yet, including proof that the applicant is a citizen of Canada and indeed a student.
L’earn Credit Card Login
To access and manage your learn visa card account, follow the steps below;
- Visit the Scotiabank learn visa card website.
- At the top left of the homepage, click on the sign-in button.
- The site welcomes you to the page which makes it more appealing.
- Enter your username or your card number.
- Then enter your password.
- Click on the remember my username or card number to keep you automatically signed in.
- Lastly, click on the sign-in button.
In summary, the Scotiabank learn credit card is a reachable credit card for all students that can assist them to build their credit score and generate a little amount of cashback for their purchases.