Torrid credit card is a store credit card issued by comenity bank. Comenity torrid credit card offers you torrid exclusives points and rewards on their torrid purchases simply by becoming a member of the torrid insider program. With no card needed and pair them with torrid coupons for real savings. Just like many famous retailers, torrid provides a closed-loop consumer credit card for people who want to save a little on their exclusive purchases. Comenity bank torrid credit card unlike most other store credit cards is a little light on the rewards, only good for the occasional special offer or coupons.
As I said earlier, you can get rewards points on all torrid purchases simply by becoming a member of the torrid insider program. No card is required and pair them with torrid coupons for real savings. Besides, torrid comes with an app which allows cardholders to enjoy easy mobile shopping and offers you quick access to your torrid account. As well as tracking your loyalty points and viewing your rewards. You can get the torrid app either on Google play or App store.
How Torrid Credit Card works
With torrid card, you’ll get one point for every dollar spent and also get a reward for every 250 points. For every $50 you spend, you’ll get $25 torrid cash [the new haute cash]. Furthermore, comenity bank torrid credit card has a APR variable of 26.24% which is nearly two times as that charged by some of the better open-loop customer cards. Also, it is an interest rate that makes it a pricey way to finance a purchase if you cannot pay it off at the moment. Moreover, you’ll earn one point per $1 spent receiving a $10 reward for every 200 points you earn as a member of the torrid insider program. People earning 1,000 points or more per annum can be eligible for platinum status and boost their earning to 1.5 points per $1. Members of platinum also receive free standard shipping and special birthday offers.
Additionally, torrid cardholders do get 25% off their first torrid insider credit card purchases including two discounted shopping days each year during which members will receive a 30% off their purchases. Although these discounts are fascinating, they are not likely worth holding onto a credit card year-round. Torrid.com accepts Torrid card payment, discover, American express, visa, Mastercard, and ATM/ debit cards with the Mastercard or Visa logo. You can as well pay with a PayPal, torrid gift card, or store credit.
Benefits of Torrid Comenity Card
First of all, there are wide series of credit cards issued by D.Comenity. Each of the cards comes with different benefits and serves different functionality. However, the benefits of Torrid Comenity card includes:
- Torrid offers you 5% off your everyday purchases.
- You’ll get 25% off your first purchase with your torrid credit card.
- When your card arrives, you’ll get a $15 off $50 welcome offer.
- Platinum members receive free standard shipping and birthday offer.
- For every $50 you spend, you’ll get $25 in torrid cash.
- There is exclusive access to offers, sales, and much more.
With the Comenity bank torrid credit card, you’ll stand a chance to enjoy these amazing benefits. The most exciting benefit of the card is that it offers you unlimited shopping anywhere, anytime. Hence, if you want a payment card with Torrid, you can check out the application process.
How to Apply for Torrid Credit Card
To get the best out of torrid, you need to apply for its credit card. Meanwhile, you need a credit score of 640 or above to get the torrid card. That is the general rule applicable for store cards and the torrid credit card is not exempted. Hence, you can follow the steps below to apply for this credit card;
- Launch a web browser and visit the Torrid official website.
- Once the page loads, scroll down and click on the Apply Today button.
- Start your application by entering your mobile number, last four social security number, suffix, first name, last name, middle name, date of birth, and annual income.
- Then enter your contact information which includes your street address, suite or apartment, zip code, state, city, email address, confirm the email address, alternate phone.
- Add an authorized buyer to your account.
- You can enter a referral code if you want.
- Lastly, click on the Continue button to proceed with your application.
From there, you will be directed further to complete your application process. Therefore, ensure that you complete the application process provided on the screen.
How to Login to Torrid Credit Account
On the contrary, the Torrid credit card login serves as an authenticated portal where you can make the management of your credit card account much easiler. Most importantly, this provides an easy concept to seamless transactions online. The step below includes guideline to login to you Torrid credit account:
- Go to the Torrid Credit account login page on the web.
- Then, click the Sign in or Ty now icon at the top right of the page.
- Enter the following details that include:
- Credit card account number.
- Zipcode or postal code.
- Identification Type (SSN, AIN, or SIN).
- Last 4 Digits of SSN.
- Lastly, click Find My Account.
Basically, the Torrid credit account login page is integrated with enhanced security to help protect and secure your account from threats or fraudulent acts. Once you’ve accessed the services this allows you to redeem your reward point and more.